- customerservice@fjassurance.com
- Borough Yards, 13 Dirty Ln, London SE1 9PA, United Kingdom
PERSONAL BANKING PRODUCTS AS UNIQUE AS YOU
We are all different, and with this in mind FJ Assurance Bank UK PLC has created products that suit any lifestyle and need.
FEATURED PRODUCTS
Current Account
Convenient, reliable, and affordable. We are conscious of your aspirations and dreams, therefore we have designed our Current Account to provide you with an easy way to handle transactions to achieve your dreams and ambitions. The FJ Assurance Bank Current Account caters to your everyday banking needs. Enjoy the convenience of paying by cheque and drawing money without restrictions, the ideal way to manage and control your transactions anytime, anywhere.
Features
• Minimum Opening balance of GBP 50.00
• GBP 14.00 for 40 leaves chequebook, GBP 8.00 for 20 leaves chequebook.
• No limit on number of withdrawals
• Easy access to your money over the counter
• Settle your bills using direct debits and standing orders.
• Monthly statements to help you keep track of your balance
Benefits
• Safe and secure way of storing your money;
• Easily accessible through our branch network;
• Enables personal cash management through bank statements for personal expense management;
• Enables salary processing;
Eligibility & Requirements
• Copy of an identity document: National identity card; Valid passport; Valid driving license.
• Two (2) recent color passport photos;
• Copy of the Tax Identification Number (NIF) and the trade register for a trader.
Savings Account
With restrictions on withdrawals, this interest-earning account helps you save up for future investments and purchases.
Features
• Minimum Opening/ Operating balance of GBP 25.00
Eligibility & Requirements
• Original and copy of National ID or passport.
• Funds to be invested.
• Two colored passport size photos.
Benefits
• Only 3 withdrawals per quarter (once every month).
• Interest earned if less than 3 withdrawals are made per quarter
• No charges on deposits
• Interest rate between 3 and 5%.
Time and Term Loan
In our endeavour to encourage you through your business journey as well as to help you with loan repayment, FJ Assurance bank brings you Joint Liability Group Loan. This structure helps you take a loan in a group where each member will be equally liable for repayment. These loans aim to give you the necessary capital to expand your business. Take a look at the various options we have for you:
Features
• Minimum operating balance GBP 250.00
Eligibility & Requirements
• Original and copy of National ID or passport.
• Funds to be invested.
• Two colored passport size photos.
Benefits
• Only 3 withdrawals per quarter (once every month).
• Interest earned if less than 3 withdrawals are made per quarter
• No charges on deposits.
Group/ SME Loan
In our endeavour to encourage you through your business journey as well as to help you with loan repayment, FJ Assurance Bank brings you Joint Liability Group Loan. This structure helps you take a loan in a group where each member will be equally liable for repayment. These loans aim to give you the necessary capital to expand your business. Take a look at the various options we have for you:
Features
• Collective Borrowing: A group can borrow together, sharing both the responsibility and benefits.
• Flexible Loan Amounts: Loan amounts are tailored to fit the collective needs of the group.
• Competitive Interest Rates: Enjoy attractive interest rates for the entire group.
• Simple Application Process: The application process is streamlined for ease and convenience.
• Shared Repayment Responsibility: Repayment is divided among all group members.
• Customized Repayment Plans: Flexible repayment options are designed to match the group's cash flow.
• Group Support and Accountability: Benefit from shared support and accountability within the group.
Benefits
• Collective Borrowing: Allows a group to borrow together, sharing responsibility and benefits.
• Flexible Loan Amounts: Tailored to meet the collective needs of the group.
• Competitive Interest Rates: Offers attractive rates for the entire group.
• Simple Application Process: Streamlined for ease and convenience.
• Shared Repayment Responsibility: Divided among all group members.
• Customized Repayment Plans: Flexible options to suit the group's cash flow.
• Group Support and Accountability: Fosters a sense of unity and shared commitment.
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